THE6’8”REALTOR^® A Guided Buyer Experience

FindingHome.

Before you tour a single house, get clear on what you actually need, what you really want, and what you can comfortably afford. A short, guided experience for first-time buyers — built for Maurice Williams of Virtual Properties Realty.

About15 min

6 modulesSelf-paced

Take with youYour Buyer Profile

01 · A Little About You What should I call you?

First name is fine — I'll add this to your Homebuyer Profile.

02 · Who's moving in? Who will live in this home with you?

Pick all that apply — life rarely fits into one box.

03 · The Basics Minimum bedrooms and bathrooms.

If you're not sure, the defaults work — we can revisit later.

2

bedrooms

1.5

bathrooms

04 · Footprint What feels like the right size?

There's no wrong answer — just what fits how you actually live.

05 · Why Now What's pulling you toward buying?

There are a thousand right answers. Pick the one closest to true.

Before we start

How are you feeling right now?

No right answers — just a quick gut check on a scale of 1 to 5. We'll ask the same three questions at the end so you can see how far you've come.

THE6’8”REALTOR^®

Module 1 of 6

Module 01 — Needs

What does your LIFE need from a home?

Most first-time buyers confuse what they need with what they like. That confusion is what makes house hunting feel impossible. Let's sort it out before you ever walk through a front door.

Maurice Williams

"A need is something you can't compromise on, like having three bedrooms because your kids share now, but won't later. A want is something nice, like a fireplace or hardwood floors. Sort these honestly, even if it stings. The honesty you give me here saves us months down the road."

Lifestyle Factors

Maurice Williams

0 of 16 sorted

Module 02 — Budget

The number that doesn't lie.

The bank tells you what you can borrow. That's not the same as what you can afford. Let's figure out the number that lets you LIVE, not just close.

Maurice Williams

"Three honest numbers tell us almost everything: 1) what comes in, 2) what's already going out, 3) what you've saved. Move the sliders below. I'll show you what a comfortable monthly payment looks like — and what stretched too thin looks like too."

Annual household income

$80,000

Combined gross income, before taxes. Everything that hits your W-2 or 1099.

←→ adjust · Home/End min/max

$40K $300K

Monthly recurring debts

$400

The monthly minimum payments on car loans, student loans, credit cards, etc. (Not balances — just what you pay each month.) Skip rent — that's going away.

←→ adjust · Home/End min/max

$0 $3,000

Savings ready for this purchase

$30,000

You will likely need a Down Payment and Closing Costs. Don't drain your emergency fund though — keep an extra 3–6 months of essential living expenses (ex: mortgage, food, utilities, etc.) in the bank.

←→ adjust · Home/End min/max

$0 $200K

Your Numbers LIVE

Quick Estimate of Home Price

$200,000

The most conservative rule of thumb: 2.5× annual income. A lender's high-level prediction of how much house you can afford, but it's not the whole story. Your actual range depends on your personal credit, loan program, and other factors below.

Comfortable Monthly Payment

$2,000/month

Total housing payment — includes mortgage, taxes, insurance, and mortgage insurance if applicable. Should be 30% or less of your gross income, after paying your monthly debts. This is what fits your lifestyle, not what stretches and maxes out your budget.

Implies a home price near $280,000

Approval Ceiling

$2,400/month

The most a lender will likely approve based on your credit and loan program. Strong credit (740+) unlocks a higher ceiling. Even if the lender approves this, just because you can borrow this much, doesn't mean you should.

Tops out around $340,000

Now make it real

What's your target home price?

Set a price you're aiming for. We'll show you exactly what that home would cost every month — and whether it fits within your comfort zone.

Your target price

$300,000

Slide to the home price you're aiming for, or use −/+ for exact amounts. The numbers update live.

←→ adjust · Home/End min/max

$100K $1M

Reality check for a $300,000 home

Total monthly payment

$2,000/month

Your loan program

Different programs have different down payment requirements. Most first-time buyers don't use 20% down.

Your credit score 740 Excellent

←→ adjust · Home/End min/max

580 820+

Maurice Williams

Note: Results are estimates intended for general informational purposes only and should not be considered financial advice. Actual loan terms, interest rates, and required down payments will depend on individual lender requirements and buyer qualifications. Please consult a licensed mortgage or real estate professional for figures tailored to your situation.

Module 2 of 6 — Budget · tap the Curious panel above to continue

Module 03 — Wants

Walk through a house,
not a checklist.

We'll explore a home room by room. In each room, you'll see common features you might find there — react to each one with Love it, Nice, or Doesn't matter. By the end, we'll know what you actually want.

Maurice Williams

"Here's how this works: in each room, I'll show you a sketch of the space to set the scene, then list three or four features commonly found in that room. For each one, tell me if you'd love it, would think it's nice, or honestly doesn't matter. Each feature has a short explanation — first-time buyers don't always know what 'soaking tub' or 'walk-in closet' actually means, and that's fine. Read, react, move on."

The Tour is Complete

Here's what you want.

Based on how you reacted in each room, here's what you actually want in a home — and how I'd advise you to use this list when we start looking.

You loved

0

Worth paying more for

Nice to have

0

Won't pay extra

Doesn't matter to you

0

Not your priority

Maurice Williams

Module 3 of 6 — Walkthrough · 0 of 6 rooms

Module 06 — The Offer

Now we write it.

You've done the work — the wants, the budget, the strategy, the homes. Now we put it on paper. We'll build your offer together, one decision at a time. Every choice you make here is informed by every choice you've made before.

Maurice Williams

Step 01 — Choose

Which home are we writing on?

Pick the home you want to make an offer on. This is the moment of commitment — once you choose, we build the offer together.

Module 6 of 6 — The Offer · choose a home

Course complete

You're ready.

You walked in saying you wanted to buy a home. You're walking out with a plan. Your wish list, your budget, your strategy, the homes you scored, the offer you wrote — it's all here.

Maurice Williams

Your takeaway

Your Buyer Profile.

Everything you built in this course — compiled into one polished document you can hand straight to Maurice, your agent, and your lender. This is the work no first-time buyer usually has done.

01

About You

—

02

Your Budget

—

03

Your Wish List

—

04

Your Strategy

—

05

Homes You Reviewed

—

06

Your Offer

—

One last thing

How are you feeling now?

The same three questions from the start. Answer honestly — then see how far you've come.

What to do next.

01

Get pre-approved

Take your budget numbers to a lender — or ask Maurice to connect you with one he trusts. Many will pre-approve you in 24–48 hours.

02

Visit open houses

Walk through a few open houses near you. Nothing teaches you what you actually want like standing in a real kitchen or backyard. Notice what surprises you — and tell Maurice.

03

Get OneHome matches

Send your Buyer Profile to Maurice. He'll send listings that fit straight to your OneHome portal — heart the ones you love so he knows exactly what to line up for you to see.

04

Tour with confidence

Maurice brings the homes that match your wish list. Use the loved / nice-to-have / doesn't-matter framework to score them together as you walk through.

Course complete · The 6’8” Realtor

FindingHome.

How are you feeling right now?

What does your LIFE need from a home?

Must Have

Like to Have

Don't Care

The number that doesn't lie.

What's your target home price?

Walk through a house,
not a checklist.

Here's what you want.

Sit down with your agent.

Here's the plan.

Three houses.
One real decision.

The numbers are in.

Now we write it.

Which home are we writing on?

Writing the offer on

The finished offer.

You're ready.

Your Buyer Profile.

How are you feeling now?

What to do next.

FindingHome.

How are you feeling right now?

What does your LIFE need from a home?

Must Have

Like to Have

Don't Care

The number that doesn't lie.

What's your target home price?

Walk through a house,not a checklist.

Here's what you want.

Sit down with your agent.

Here's the plan.

Three houses.One real decision.

The numbers are in.

Now we write it.

Which home are we writing on?

Writing the offer on

The finished offer.

You're ready.

Your Buyer Profile.

How are you feeling now?

What to do next.

Start over?

Walk through a house,
not a checklist.

Three houses.
One real decision.